When our parents were buying their first home, there was only one way to finance the purchase. They went down to the corner bank and asked for a 30-year mortgage. That was it. It was common to stay in the same house for the entire 30 years and they celebrated the final payment. That’s just not how financing works today. First of all, it’s unusual for someone to keep a mortgage for 30 years. The average home owner moves every 5-7 years. Even paying off a mortgage might not be